All Prepaid. One API.
Unlock the rapidly growing prepaid market with finperks. We aggregate global and local brands into one platform, enabling the best product offering through one single, simple integration.
All Brands. One Contract.
One simple API unlocks rewards, incentives, and payouts in every European market.
The Prepaid Market Is Broken
A Better Way To Power Prepaid
Tech-First Platform for Prepaid Products across Europe and the US.
Unified & Transparent Market Access
finperks unifies the global prepaid market in one platform. Transparent pricing and instant access to the best suppliers. All in one place.
One Contract, Unlimited Reach
Skip the admin. One contract with finperks connects you to the full catalog of leading prepaid distributors. No exclusivity, no friction.
Settlements Made Easy
Only settle with finperks! finperks centralizes all settlements under one agreement. We handle payments and reconciliations with every supplier.
Easy Integration, Built for Scale
Go live in weeks. Our white-label API makes onboarding fast and scalable. We manage the backend, compliance, and infrastructure so you can focus on growth.
Get Access to 700+ Brands
Solutions Built for Your Industry
Distributors
Issue Prepaid products with finperks and reach millions across various industries instantly.
Banks & Fintechs
Drive loyalty and engagement with cashback solutions, innovative Promotions and gifting with prepaid products.
HR & Payroll Platforms
Integrate seamless tax free benefits (e.g. 50€ Sachbezug) with giftcards into you payroll Solutions. Compliant by design.
Retailers
Introduce or expand your prepaid product offering. Get access to better margins and the best product offering available.
Brands
Issue Prepaid products with finperks and reach millions across various industries instantly.
Crypto
Enable crypto on- and off-ramps with prepaid products. Offer gift cards for cashing out or issue crypto vouchers.
How Companies Use Finperks
Offer Cashback and Rewards to Drive Engagement and Loyalty
finperks enables banks and payment providers to tap into the growing trend of loyalty and cashback programs. With finperks your users can benefit from meaningful cashback offers on their everyday spend.
Expand your HR platform with seamless, compliant employee benefits
Bring value to your clients by utilizing tax-free allowances on digital giftcards from leading brands — fully compliant with local regulations and instantly available.
Reach Millions by Issuing Prepaid Products with finperks
finperks makes it simple for brands to issue their own prepaid products, enabling instant reach across our connected partners.
We handle all tech, compliance, and settlement so you can focus on brand growth, not operations.
Expand Your Prepaid Offering or Start selling Prepaid
We enable retailers and marketplaces to expand their prepaid product offering or tap into the rapidly growing market.
Whether you’re connected to a single supplier or new to selling prepaid products, our platform gives you instant access to the broadest range of global and local brands.
Reward actions that matter — instantly.
Use digital gift cards as flexible rewards for sign-ups, referrals, and loyalty campaigns. Our API gives you instant access to hundreds of top brands, allowing you to launch “Refer-a-Friend” or “Welcome Bonus” campaigns across Europe without managing multiple suppliers. Boost conversion, drive retention and make every promotion feel rewarding.
Make gifting part of your app experience.
Enable users to send digital gift cards to friends or family! Directly from your platform, via email, or in-app. With our API, digital platforms can easily integrate seamless peer-to-peer gifting journeys. We handle delivery and compliance so you can focus on engagement and brand experience.
Bridge the gap between crypto and everyday spending.
Utilize prepaid products for off-ramp and distribution. Enable your users to spend digital assets at leading brands that can be redeemed across Europe. Powered by one simple API, the best margins and the biggest selection of brands.
Want to Learn More?
Integrate personalized and financially meaningful cashbacks - seamlessly and globally