Cashback solutions that help consumers save and businesses engage their customers.
Financially Empowering People,
One Perk at a Time
Our mission is simple:
To build the largest platform in the world connecting brands, businesses, and consumers—creating innovative solutions that financially empower people.
This mission was inspired by two key insights:
- The prepaid payments industry is outdated and slow-moving, but ripe for innovation.
- At the same time, prepaid solutions address real consumer needs, like budget control and access to meaningful perks, making them a powerful tool for financial empowerment.
We saw an opportunity to modernize and expand this industry while staying true to its core strengths, creating solutions that are innovative, accessible, and impactful.
This is JustThe Beginning
Our vision extends beyond perks. We aim to reimagine financial tools for a world where prepaid solutions drive growth, inclusion, and innovation.
$4M USD
raised in pre-seed funding
Backed by the best in fintech.
Two of Europe’s most respected fintech investors committed to finperks’ mission of building the infrastructure layer for the global prepaid market.
finperks is solving a real infrastructure gap in European prepaid. The team has the clarity of vision and technical depth to become the definitive platform connecting brands and consumers at scale.
MP
Motive Partners
Lead investor · pre-seed round
Born to Innovate,
Built to Lead
We’re a team of serial entrepreneurs and fintech experts with a proven track record of success. Our founders previously built and exited viafintech, a prepaid payments company acquired for over $100M USD.
Alongside them, our extended team includes experienced senior tech leaders and industry veterans who bring deep knowledge and expertise to everything we do.
Based in Berlin, we’re combining entrepreneurial ambition with technical excellence to reshape how businesses and consumers interact with financial tools. Together, we’re building solutions that are smarter, more inclusive, and designed to empower people everywhere.
Meet The Team
Our talented team bring decades of relevant experience
Achim Bönsch
Co-Founder
Sebastian Seifert
Co-Founder
Andreas Veller
Co-Founder
Tobias Schoknecht
Founding Engineer
Trung Han Nguyen
Software Engineer
Philipp Zelmer
VP Technology
Alexey Ryabichev
Senior Software Engineer
Jan-Robert Stange
AI Automation Engineer
Chinonso Ashimole
Senior DevOps Engineer
Corneel De Baere
Chief of Staff
Isabella Becker
Brand & Supplier Growth
Kristin Reiß
Growth & Partnerships
Carla Escobar
Growth & Partnerships
Muaaz Abdullah
Designer - Working Student
Loveeza Iqbal
Marketing & Brand - Working Student
Dilanur Topcuoğlu
Legal - Working Student
Andreas Gronbach
Founder's Associate - Intern
Laura Toffoli
Founder's Associate Intern
A Look Behind The Scenes:
Where We've Been Featured
What the world is saying about finperks
Podcast
Startup Insider
Mar 12, 2026
„Das Stripe für Prepaid” — Sebastian Seifert on the finperks vision, the $4M pre-seed round, and why prepaid infrastructure is the next fintech frontier.
Handlesblatt
Apr 15, 2026
Trend reversal in Berlin – more fintech companies are being founded again
Read article →
SAATKORN
Apr 9, 2026
finperks in the SAATKORN HR Startup Series
finperks enables HR software companies, such as HRIS, payroll, or benefits providers, to easily implement the tax-free non-cash benefit via gift cards into their own software
Read article →
Finance FWD
Mar 11, 2026
The Barzahlen founders are back – and raise €3.3 million for Finperks
Sebastian Seifert and Achim Bönsch sold the Berlin fintech startup Barzahlen for around 100 million dollars. Now they are founding a new company again — and have received funding from Carsten Maschmeyer and Ramin Niroumand.
Read article →
MOTIVE PARTNERS
Mar 10, 2026
prepaid is becoming a global payment rail: why we invested in finperks
We are delighted to back serial entrepreneurs Sebastian Seifert, Achim Bönsch and Andreas Veller and welcome them to our Venture platform at Motive Partners.
Read article →
For media and press inquiries, reach out to us through press@finperks.com. Download our Press Kit directly for our logos, headshots and team photos, and product visuals. Contact us if you need additional materials.
Join The Team:
Contact Us
Want to Learn More?
Integrate personalized and financially meaningful cashbacks - seamlessly and globally